Latest Sarkari Yojana 2025 – Complete List & How to Apply

The Indian government, led by Prime Minister Narendra Modi, has introduced a range of transformative Sarkari Yojanas in 2025 to empower citizens across various sectors, including agriculture, employment, education, healthcare, and women’s empowerment. These schemes aim to uplift job seekers, farmers, women, students, and entrepreneurs by providing financial assistance, skill development, and social security. This article provides a comprehensive list of the latest Sarkari Yojanas for 2025, along with their objectives, benefits, eligibility, and step-by-step application processes. Written in a clear, reader-friendly tone, this guide is optimized for SEO and designed to offer value to all audiences.

Why Sarkari Yojanas Are Important in 2025

Sarkari Yojanas are government-backed initiatives that address critical societal needs, such as financial inclusion, job creation, and affordable healthcare. The 2025-26 Union Budget, presented by Finance Minister Nirmala Sitharaman, introduced several new schemes while strengthening existing ones to support India’s vision of Viksit Bharat (Developed India) by 2047. Whether you’re a farmer seeking subsidies, a student aiming for skill development, or a woman entrepreneur looking for financial support, these schemes offer opportunities to improve your quality of life.

Below is a curated list of the most prominent Sarkari Yojanas for 2025, with details on how to apply and their unique benefits.

Complete List of Latest Sarkari Yojanas 2025

1. PM Kisan Samman Nidhi Yojana

Objective: Provide financial support to small and marginal farmers.
Features:

• Offers ₹6,000 annually in three equal installments of ₹2,000.
• The 20th installment was released on August 2, 2025, benefiting 9.3 crore farmers.
• The 21st installment is expected in December 2025.

Benefits:

• Direct cash transfers to meet agricultural needs like seeds and fertilizers.
• Supports over 9 crore farmers across India.
• Enhances financial stability for rural households.

Eligibility:

• Small and marginal farmers owning up to 2 hectares of land.
• Must have a valid Aadhaar-linked bank account.

How to Apply:

1. Visit pmkisan.gov.in.
2. Click on “New Farmer Registration.”
3. Enter Aadhaar number and complete eKYC.
4. Submit land and bank details.
5. Track status using Aadhaar or application ID.

Unique Points:

• Mandatory eKYC ensures transparency.
• Direct Benefit Transfer (DBT) ensures funds reach farmers directly.

2. PM Internship Scheme

Objective: Provide practical work experience to youth.
Features:

• Offers 12-month internships with top 500 companies.
• Targets 1 crore youth over five years.
• Provides a monthly stipend of ₹5,000 and a one-time ₹6,000 grant.

Benefits:

• Enhances employability through hands-on industry exposure.
• Builds professional networks for career growth.
• Financial support during internships.

Eligibility:

• Youth aged 21-24 not engaged in full-time education or employment.
• Must register with Aadhaar.

How to Apply:

1. Visit the official PM Internship portal (to be announced).
2. Register with Aadhaar and educational details.
3. Select preferred internship sectors.
4. Submit and track application status online.

Unique Points:

• Collaborates with top companies for quality internships.
• CSR funding reduces financial burden on companies.

3. Employment Linked Incentive Schemes

Objective: Boost job creation and formal employment.
Features:

• Scheme A (First Timers): One-month wage (up to ₹15,000) for new formal sector employees.
• Scheme B (Manufacturing): EPFO contribution support for manufacturing jobs.
• Scheme C (Employers): Reimburses ₹3,000/month for EPFO contributions for new hires.

Benefits:

• Supports 210 lakh youth (Scheme A) and 30 lakh manufacturing jobs (Scheme B).
• Encourages formal employment with social security benefits.
• Reduces hiring costs for employers.

Eligibility:

• Scheme A: New employees with salaries up to ₹1 lakh/month.
• Scheme B: First-time manufacturing workers.
• Scheme C: Employers hiring additional staff.

How to Apply:

1. Register on the EPFO portal or scheme-specific government website.
2. Submit Aadhaar, bank details, and employment proof.
3. Track payment status online.

Unique Points:

• Links incentives directly to job creation.
• Promotes formalization of the workforce.

4. PM Vishwakarma Yojana

Objective: Support artisans and craftsmen with financial aid and skill training.
Features:

• Offers loans up to ₹3 lakh at concessional rates.
• Provides skill development and toolkit assistance.
• Includes marketing support for traditional products.

Benefits:

• Empowers artisans to scale their businesses.
• Preserves traditional crafts while promoting self-employment.
• Enhances income through market access.

Eligibility:

• Artisans and craftsmen (e.g., carpenters, tailors, potters).
• Must be registered on the PM Vishwakarma portal.

How to Apply:

1. Visit pmvishwakarma.gov.in.
2. Register with Aadhaar and trade details.
3. Apply for loans or training programs.
4. Track application status online.

Unique Points:

• Focuses on traditional occupations.
• Combines financial aid with skill upgradation.

5. PM Awas Yojana (PMAY)

Objective: Provide affordable housing to urban and rural poor.
Features:

• Offers subsidies up to ₹2.5 lakh for home construction or purchase.
• Targets housing for all by 2025.
• Includes urban (PMAY-U) and rural (PMAY-G) components.

Benefits:

• Enables low-income families to own homes.
• Improves living standards with stable housing.
• Supports urban and rural development.

Eligibility:

• Families without a pucca house.
• Income-based criteria (varies by urban/rural).
• Must provide Aadhaar and income proof.

How to Apply:

1. Visit pmaymis.gov.in for urban or local authorities for rural.
2. Fill out the application form with Aadhaar and income details.
3. Upload required documents (e.g., bank passbook, land papers).
4. Track status using application ID.

Unique Points:

• Covers both urban and rural housing needs.
• Subsidized loans make homeownership accessible.

6. Ayushman Bharat (PM-JAY)

Objective: Provide free healthcare to economically disadvantaged families.
Features:

• Offers ₹5 lakh health insurance per family annually.
• Covers treatment at empaneled government and private hospitals.
• Includes over 25 crore beneficiaries.

Benefits:

• Reduces out-of-pocket medical expenses.
• Ensures access to quality healthcare for serious illnesses.
• Supports vulnerable populations.

Eligibility:

• Families listed in the Socio-Economic Caste Census (SECC) 2011.
• Must have an Ayushman card or Aadhaar.

How to Apply:

1. Visit pmjay.gov.in.
2. Check eligibility using Aadhaar or SECC data.
3. Register at empaneled hospitals or online.
4. Obtain an Ayushman card for treatment.

Unique Points:

• World’s largest health insurance scheme.
• Covers secondary and tertiary care.

7. Sukanya Samriddhi Yojana

Objective: Secure the financial future of girl children.
Features:

• High-interest savings scheme (8.2% as of 2025).
• Deposits up to ₹1.5 lakh annually for 21 years.
• Tax benefits under Section 80C.

Benefits:

• Funds education and marriage expenses for girls.
• Encourages long-term savings with high returns.
• Tax-free maturity amount.

Eligibility:

• Girls below 10 years of age.
• Account opened by parents/guardians at banks or post offices.

How to Apply:

1. Visit a participating bank or post office.
2. Submit the girl’s birth certificate and Aadhaar.
3. Open an account with a minimum deposit of ₹250.
4. Manage deposits online or offline.

Unique Points:

• Exclusive focus on girl child welfare.
• Flexible deposit options for parents.

8. Annadata Sukhibhava Scheme (Andhra Pradesh)

Objective: Provide financial assistance to farmers in Andhra Pradesh.
Features:

• Offers ₹14,000 annually to eligible farmers.
• First installment for 2025 released, with status check available online.
• Supports agricultural inputs like seeds and fertilizers.

Benefits:

• Enhances farmer income and productivity.
• Simplifies access through online status checks.
• Reduces dependency on loans.

Eligibility:

• Farmers registered with Andhra Pradesh government.
• Must have Aadhaar-linked bank accounts.

How to Apply:

1. Visit annadathasukhibhava.ap.gov.in.
2. Register with Aadhaar and land details.
3. Check beneficiary status online.
4. Receive funds via DBT.

Unique Points:

• State-specific scheme complementing PM-KISAN.
• User-friendly online portal for transparency.

9. Mahtari Vandan Yojana (Chhattisgarh)

Objective: Empower women financially in Chhattisgarh.
Features:

• Provides ₹1,000 monthly to over 69 lakh women.
• 18th installment released on August 1, 2025, transferring ₹647.35 crore.
• Direct bank transfers for ease of access.

Benefits:

• Promotes women’s financial independence.
• Supports household expenses and savings.
• Encourages economic empowerment.

Eligibility:

• Women aged 21-60 years residing in Chhattisgarh.
• Must have Aadhaar-linked bank accounts.

How to Apply:

1. Visit mahtarivandan.cgstate.gov.in.
2. Fill out the application form with Aadhaar and bank details.
3. Submit and track payment status online.

Unique Points:

• Significant reach with millions of beneficiaries.
• Regular monthly payouts for consistent support.

10. Mukhyamantri Sikho Kamao Yojana

Objective: Provide skill training and stipends to unemployed youth.
Features:

• Offers training in various sectors with monthly stipends.
• Targets youth in states like Madhya Pradesh.
• Aligns skills with industry demands.

Benefits:

• Enhances employability for job seekers.
• Provides financial support during training.
• Bridges the skill gap for better job prospects.

Eligibility:

• Unemployed youth aged 18-29 years.
• Must be residents of the implementing state.

How to Apply:

1. Visit the state-specific portal (e.g., mmsky.mp.gov.in).
2. Register with Aadhaar and educational details.
3. Select a training program and submit the application.

Unique Points:

• Combines skilling with financial incentives.
• Tailored to state-specific employment needs.

General Steps to Apply for Sarkari Yojanas

1. Identify the Scheme: Choose the Yojana that matches your needs (e.g., farming, employment, education).
2. Check Eligibility: Review criteria like age, income, or occupation on the official portal.
3. Gather Documents: Prepare Aadhaar, bank passbook, income proof, and other required documents.
4. Visit the Official Portal: Access scheme-specific websites (e.g., pmkisan.gov.in, pmaymis.gov.in).
5. Fill the Application: Complete the online form with accurate details.
6. Track Status: Use your application ID or Aadhaar to monitor progress.
7. Contact Helplines: Reach out to scheme-specific helplines for assistance if needed.

Tips to Maximize Benefits

• Stay Updated: Regularly check sarkariyojana.com or official government portals for new announcements.
• Complete eKYC: Many schemes require Aadhaar-based eKYC for verification.
• Engage Locally: Visit local government offices or Common Service Centers (CSCs) for application support.
• Join Communities: Participate in online forums or social media groups to share tips and experiences.

Conclusion

The Sarkari Yojana List for 2025 offers a wide range of opportunities for farmers, youth, women, and entrepreneurs to achieve financial stability and personal growth. From the PM Kisan Samman Nidhi’s support for farmers to the PM Internship Scheme’s focus on youth employability, these schemes are designed to empower every section of society. By understanding their benefits and applying promptly, you can unlock a brighter future.

Have you benefited from any of these schemes? Share your story in the comments below or let us know which Yojana you’re excited to apply for! Stay informed by bookmarking trusted platforms like official government portals.

Sources: Information compiled from government websites and trusted platforms like sarkariyojana.com, pmkisan.gov.in, and budget announcements.